Mounting student loan debt has left many families far more reluctant to take out loans to send their kids to college. But done responsibly, loans can help some families make up that difference between the full cost of attendance and what they can afford to pay for the college that really is the best place for their child to learn and grow for four years. If you’re looking for—or would like to file away for future reference—suggestions for the best student loans, expert Mark Kantrowitz comes through again with this piece, “Which are the best student loans?”
One reply, or ongoing learning?
As a college freshman, Alex Banayan set out to interview some of the most successful people in the world to learn how they’d managed to launch and thrive in their careers. He not only successfully interviewed Bill Gates, Maya Angelou, Steve Wozniak, Jane Goodall, Larry King, Jessica Alba, Quincy Jones and a long list of others, but he also details the experience in his book released this year, The Third Door: The Wild Quest to Uncover How the World’s Most Successful People Launched Their Careers. So how did an 18-year-old secure these interviews simply by sending cold emails that began from his dorm room? Alex shares his secret (which he acknowledges he borrowed from author Tim Ferriss) in this two-minute video.
The technique is a great one because it asks only one question, and it gives the reader an easy out. But I’d caution high school students from employing it too broadly with a similarly famous audience. Instead, use it to connect with not-so-famous but still knowledgeable people. Why? Because they’re more likely to be willing and able to do more than just answer one question.
Instead of cold emailing Steven Spielberg and hoping to get your one filmmaking question answered, why not email the head of a local media company, or an instructor at a film school, or a producer at a local TV station? You can and probably should still ask just one question. But maybe, just maybe, you’ll get even more advice or an offer to work semi-regularly together.
Are you more likely to improve your ability to read defenses by emailing Tom Brady, or a local high school assistant coach who played QB in college?
The chef at the small local restaurant is a lot more likely to need prep help this summer than Gordon Ramsay or Cat Cora or Thomas Keller is.
Famous makes for a potentially great story. But open, accessible, and helpful makes for potentially great ongoing learning.
Is it urgent, or important?
Do you often find that you work hard all day only to leave important work undone? It’s possible you’re spending too much time on seemingly urgent tasks, and not enough on the important ones. This recent Washington Post piece, “How deadlines thwart our ability to do important work (and what we can do about it),” makes three recommendations:
1. Consider the outcomes before you rush into a decision. You might convince yourself that a phone call is important enough to stop what you’re doing right now. But take a moment and consider if the call is in fact important before you drop everything.
2. Block off time to work on important tasks (what feels urgent doesn’t necessarily mean it’s important).
3. Consciously limit the time you spend using phone and email.
Free webinar: Creating your college list
While in the throes of their efforts to improve their chances of admission to college, many students actually neglect one of the most important choices they make on that journey—deciding where to apply. While many families can readily identify at least a few colleges they’d love to see their student attend, they might be less sure about how to find other schools that fit, deciding how many schools to apply to, and making sure they have a balanced college list that maximizes their chances of admissions success. If you’d like some help, I hope you’ll join us for an upcoming free webinar:
Where Should I Apply?: Creating the Right College List for You
Tuesday, June 12, 2018
5 p.m. – 6 p.m. PDT
The webinar will feature Collegewise counselor Nicole Pilar who, in a company that prides itself on college knowledge, has gained internal Collegewise fame as a college research guru. Nicole can tell you which school allows students to water ski for free using the school’s boats, and the college you’ve probably never heard of that offers one of the country’s best pre-med advising programs. And her students always benefit from the intellectual and organizational rigor she lends around creating their own college lists together. You can register or get more information here.
Who and what is it for?
It might be too late for most graduation organizers to implement Seth Godin’s recommendations in his recent piece, “Rethinking Graduation.” But he poses two seemingly small but (I think) significant questions that I believe can drive much better behavior around just about any project, practice or tradition: (1) Who’s it for? (2) What’s it for? As Godin describes, “When we ask those two questions, great opportunities arrive.”
Homecoming, senior prom, the lunchtime rally, etc.—who’s it for, and what’s it for?
Performing community service—who’s it for, and what’s it for?
Getting a summer job—who’s it for, and what’s it for?
Test prep—who’s it for, and what’s it for?
Counselors organizing a “Junior Parent Night” for the high school—who’s it for, and what’s it for?
Going to college—who’s it for, and what’s it for?
The right answer may not always be clear, which is exactly why you ask the questions.
Advice to our 17-year-old selves
Every Friday, we pose a voluntary “Social Question” to everyone at Collegewise, something non-work related to help us all learn more about each other. Last week we asked, “If you could give advice to the 17-year-old version of yourself, what would you say?” I decided to share many of the responses here (anonymously) for two reasons:
First, as adults, it’s easy (and often a relief) to forget what high school was really like, before we’d come into our own, found our way, and made sense of everything with the benefit of hindsight. But transporting ourselves back to this time, and imagining how we’d advise our 17-year-old selves, conjured up all those memories of a period that often felt both uncertain and uncomfortable. Occasionally reconnecting with that feeling makes us better at our jobs as we try to help teenagers get where they want to go next.
And I thought high school readers might appreciate and benefit from the responses, especially given they come from confident, happy, successful professionals who really do understand what it’s like to be where you are today.
Here are the responses:
It’s okay not to know who you are yet. You’ll find your people in about ten years and it’s okay to wait.
Don’t worry. Relax. You don’t have to be great at everything. College and life beyond are going to be better than you ever imagined.
RELAX. And don’t be so mean to your parents. They actually do know what they are talking about, and in a few short years you’ll completely respect them for all of their sacrifices. Also, that Marilyn Monroe style prom dress you fought with your mom about actually looks awful on you!
Stop stressing so damn much. You don’t have to be perfect. You’re going to screw up sometimes, but it’s all going to turn out fine.
Ask people/grownups who are doing things I might want to do how they got there, whether they think the same thing might work for me. And be skeptical of those selling you a dream.
Take risks, be smart, but have fun!
It’ll all be OK. Also, stop saying you’re “bad at math and science.”
Hang in there. Your people are out there, and you’ll find a lot of them in college! You won’t ever be cool, and that will always be okay. Don’t spend so much time stressing and “efforting” over things–nobody has as much control as they’d like to think, and that includes you. And keep doing things that bring you joy, not following “shoulds” from other people. Those “shoulds” will rarely be along the right path for you.
That was a painful time of my life, so I would tell the younger me that life is so very much better after high school and that I would develop the ability to connect in very real ways with other people as I got older.
Don’t be afraid to ask questions.
Chill out. You’ll figure it out eventually and you don’t need to stress as much. Also, double major and join the equestrian team in college.
High school might feel like trying to fit into one (or, if you’re lucky, two) of a handful of predetermined boxes. But college will be alllllll about creating a mold just for yourself.
You are smart and learning can be fun. You will one day master pre-calc, but then forget everything about it five years later and it won’t matter. Also, you should eat more pizza.
When admissions obsession mirrors addiction
At first glance, some might say that comparing an obsession with an Ivy League education to an addiction to a prescription pain killer is a tad alarmist. But a full read of Brennan Barnard’s latest piece, “Education’s Opiates: Prescribing Selective Colleges,” reveals that in many communities, the anxiety around college admissions is becoming a very real physical and mental health hazard. And I particularly appreciated his recommendation that parents pledge to prohibit the following harmful teen behaviors in their house (the links are also from the article):
- Unchecked perfectionism
- Diminished sleep and reliance on energy drinks
- Over-involvement and thoughtless resume building
- Crushing course loads
- The absence of purposeless play
- A culture of admissions anxiety
- Imposition of our own aspirations on our children’s futures
How to save if college is not a sure thing
Saving for college is usually one of those just-plain-good-sense things to do, not unlike exercising or reducing your midnight servings of Oreos. And the prevailing wisdom from every reputable college financial planner I’ve come across is to save that money in a 529 plan due to the favorable rate of return and the minimal impact on your financial aid eligibility.
But you’ll incur a tax penalty if you pull that money out of a 529 plan to pay for non-approved expenses. So what should you do if you’re not sure of your child’s college future? Should you continue to rely on the 529 plan and run the risk of penalties, or take a different savings route that would leave more cash on hand if college doesn’t pan out, but likely cost you in financial aid if college comes to fruition?
The short answer, according to this article, is to take the 529 plan off the table only if you are sure your child won’t attend college. Otherwise, keep saving in your 529 plan.
If you’re interested in the math behind the recommendation, the article lays it out nicely. But this question of the 529’s viability for kids who may or may not be college bound was a new one for me, and one that seemed worth sharing here.
On purpose
When you show up, who and what do people get?
When you arrive to class, punch in for your part-time job, or show up at practice for soccer or band or debate, what happens? Are you the one who shows up on time, who does the little things without being asked, and who finds ways to make the time and the experience better for all involved?
Are you reliable? Can you be trusted? Do you always find a way to come through? Or are you the one who rarely steps up, who seems disengaged, or who accepts the opportunity but then always has an excuse why it never got done right?
None of us can or have to be perfect. Some days will be better than others–at school, at work, on the field or the court or the stage. That’s part of learning and growing.
But every time you show up, you’re creating a reputation. You’re saying to people, “Here’s what you can expect from me.” So we get to make a choice. We can let that reputation make itself and hope for the best. Or we can decide what we want our reputation to be and go deliver it.
I’m not talking about creating a fake persona—people will see through that. I’m talking about conscientiously deciding what behaviors you’re willing to engage day-to-day to create a reputation that will make you proud.
Your reputation is created either way. Why not make yours on purpose?
How counselors can help the kids who need it most
One of the many reasons I come back to high school counselor extraordinaire Patrick O’Connor’s regular advice columns for counselors is because he reminds his readers that while the over-scheduled but well-resourced student population has their struggles, they’re not the only kids we need to be worrying about. And in fact, there are students whose home lives are so untenable that a summer without school isn’t a relief, but a seasonal suspension of their safe place to go. And once again, O’Connor comes through with great advice for counselors on the front lines with these students in his latest piece, “Summer Help for the Kids Who Need it Most.”
- « Previous Page
- 1
- …
- 48
- 49
- 50
- 51
- 52
- …
- 380
- Next Page »